Orange County Commercial Collection Lawyer

Orange County commercial collection lawyer, Valerie L. Kramer gets results! If you are owed $25,000 or more, hiring Valerie is ALL business! She does NOT take any cases on contingency. You hire her to go after your debtor. She’s All business. No wasting time. She sends a 10-day demand letter and if no response, she then follows through on the demand letter and files a civil lawsuit. Collection agencies and contingency lawyers waste your time. Other creditors who are ‘the squeaky wheel’ will be paid; those who are seen by the debtor as little –or no real threat– are ignored. Perhaps you are being ignored now.

Orange County commercial collection lawyerIf you are owed $25,000 or more – commercial debt collection lawyer, Valerie L. Kramer can help. You installed the amazing cabinets, you built a sophisticated website, you delivered a truck load of construction materials, you sold a property, or you won a court judgment. But you are not being paid. It is past time to get serious and hire a commercial collection attorney to get your money.


Commercial Collection Attorney for Orange County Businesses & Professionals

Hiring an Orange County debt collection attorney is so MORE EFFECTIVE than your continued efforts of emailing, calling or sending snail mail yourself!

Hiring a commercial collection lawyer is ALSO much more effective – than wasting critical time on (1) “a collection agency” or (2) “contingency-only” debt collection lawyer!


What!? You Don’t Recommend Debt Collection Cases on Contingency?

NO. In most cases, I DO NOT recommend you seeking a contingency collection lawyer – and in most cases I will refuse to take your debt collection case on a contingency basis. I am an Orange County commercial collection attorney Valerie L. Kramer and I have been successfully collecting money owed individuals, professionals and businesses for 30+ years. Choosing a collection agency or going the ‘contingency route’ is ineffective at best, and as effective as an outright scam at worst.

If you are about to “click away” to find a contingency commercial collection lawyer, please bookmark me (Valerie L. Kramer) so you can find your way back to my website when months of waiting for action —but all you see is inaction— frustrates you to tears. The truth is, when you need an aggressive commercial collection lawyer to pursue a flake who is not paying you, you’re going to have to have some skin in the game. You are going to have to pony up some basic legal fees to put the screws to your debtor to get his or her undivided attention. So… Please BOOKMARK ME. I’ll be here when months pass with no results and you remembered visiting my website.

There are exceptions where I might agree to a contingency, but first – I have a lot to warn you about if you are seeking an attorney to take your debt collection case on contingency. So much to say that I have penned an entire article for you to consider before making a costly mistake PLEASE READ:

Why you Should Not Hire a Collection Attorney on Contingency

Why Hire a Commercial Collection Lawyer to Collect Money Owed You?

First – You’ve apparently come to a point to where you are frustrated – and you’ve decided you need help. My Orange County commercial collection law practice can offer you that help. Considering a commercial collection attorney is good move. There is no more efficient way to get paid the money you are owed quickly!

Second – Putting your claim with a collection agency is wasting your time – Collection agencies do nothing more than you have already been doing with more of the same, fruitless results. Better to cut out the ineffective middleman and go directly to a collection attorney. When collection agencies’ overlooked and ignored calls and letters fail to obtain results in collecting a debt, collection agencies then hire a commercial collection lawyer, like me, to file a commercial collection lawsuit. Again… better to cut out the middleman and go directly to a commercial collection attorney immediately, while time is on your side.

Third – Placing your claim with a contingency collection Lawyer is like a collection agency – in so many ways. That takes a WHOLE separate article to explain. You can read that HERE

I Mean Business! – My Law Practice Get’s Right in Your Debtor’s Face

Image that says Strictly BusinessIf someone owes you money – and you are here at my website, chances are they have already broken an agreement with you to pay. They are in default. You did not ‘sign on’ to be taken advantage of. Collecting your debt. It’s not personal, it’s strictly business. Good business people do not allow the grass to grow under an unpaid debt. Letting them off the hook, is both foolish and diminishes the chances to collect what is owed you.

As your “hired gun” – I get results! – I go about the process differently than a collection agency or even a contingency-fee collection attorney. I use ALL legal remedies the law and courts allow. It’s effective and very straight-forward:

 1) –I DO NOT send wimpy, flowery, kumbaya “let’s all get along” letters.
 2) –I DO NOT have a room full of phone collectors – we all know that DOESN’T work.
 3) –I DO use fast and aggressive legal strategies to collect your money.

You hired me to get the money you are owed – FAST. I do not operate a sluggish, inefficient collection mill operation.

I am a commercial collection attorney. My law firm cuts to the chase.

We provide our client’s debtors TWO legal options – (with approval of our clients):

hand delivered  1)-I DO SEND a Demand Letter, and if ignored,
 2)-I DO FILE a Lawsuit,
 3)-I DO HAND DELIVER a legal summons with a 30-day clock to answer the court or call my office to make payment arrangements before that court date arrives.

I am not stupid nor gullible – I know that a payment here or there does not collect your debt in full, so my law firm protects my clients’ interests during the first sit-down contact with your debtor.

Call me… It’s a Free Call. Let’s get started

Call me, Valerie L. Kramer at (714) 395-5669 Call me, Valerie L. Kramer at (714) 395-5669 for a free phone consultation. Let’s review by phone –right now– the debt that you are frustrated about. Let’s determine if I am a good fit to help you collect your money. I will not tell you what I think you want to hear. I’ll share my honest assessment and recommendation.


If Collections are New for You, It is just Part of “Doing Business”

I’ve been collecting bad debts for 30+ years. My regular business clients send me their slow-pay/no-pay claims for collection as routine, every day, business transactions once a client/debtor reaches a pre-determined point on their accounts receivable aging. Legal collection is as common for me and my business clients as making a sale or quarterly tax payment. If not so for you yet, if your business is growing, you, like every entrepreneur, professional or business owner will eventually have a person, client, customer, partner or business that —for whatever reason— is not paying you, and is actually (1) ignoring you, (2) making false promises to you [i.e. lying to you], and (3) you’ve come to understand that this is just another business matter that must now be dealt with. Finally. Firmly.

As Your Business Matures, Debt Collection Becomes Just Another Transaction

Commercial Collection LawyerFor entrepreneurs, professionals, businesses, and corporations to be successful over the long term, debt collection must be addressed head on, before the accounts get so old as to be uncollectable. Commercial collection by an experienced Orange County commercial collection attorney is far more effective than hiring a collection agency. After all, when collection agency letters and phone calls are not successful they assign the collection case to a commercial collection lawyer. Better to start with a lawyer and cut out the middleman and the long, often ineffective wait!


Let’s Fix Up Your Daily Business Documents

Avoid Expensive Future Collections!

Let’s Add Some Powerful Legalese to Your Sales Contracts, Agreements, Invoices. Etc.

As an experienced Orange County business law and debt collection attorney – my law firm becomes a trusted resource for my clients. As a business lawyer, after collecting a debt or fighting an unnecessary lawsuit, we are often asked to review our client’s day-to-day core business documents to make common lawsuits non-starters, and future collection efforts easier and less costly-to-collect. This is accomplished by drafting sales contracts and invoices with legal paragraphs that put our clients in a far better and stronger position. For you, I can draft legal language that ensures that you can collect attorney fees (and collection fees) from any of your clients who default. You can include these legal agreements into your daily documents and cover all those bases that off-the-shelf business forms from your local Staples or stationery store just don’t address for your unique business.

Personalized, Affordable Legal Services

frustrated business owner wants debt collectedFrustrated though you might be — confronted with uncollected debts, we promise not to treat you like a number as you would be by working with a huge, impersonal national collection company. As a local Orange County commercial collection attorney, my law firm provides exceptionally personalized debt collection service. I understand that you are worried and anxious about something as important as money that, for whatever reason, is not yet in your bank account where it is supposed to be!

My law office has represented large financial entities as well as corner retail businesses. I make sure to take the time needed to fully-explore the details of each collection matter you want me to pursue.

My Orange County commercial collection law office represents individuals, professionals, and businesses in legal collection matters involving:

  • Unpaid Invoices
  • Accounts Receivable
  • Commercial Equipment Financing
  • Sister State Judgments
  • Credit Cards
  • Promissory Notes
  • Post Judgment Collection on most any civil judgments
  • Insurance Premium Collection
  • Commercial Service Contracts

Orange County commercial collection attorney, Valerie L. Kramer, collects debts for individuals, entrepreneurs, designers, artists, contractors, and business owners in Orange County, California and for creditors outside of Orange County and outside of the State of California. Valerie can file commercial collection lawsuits in: Orange County, Los Angeles, Riverside and San Diego.

Cities Served by Orange County Debt Collection Attorney: Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin, Villa Park, Westminster, and Yorba Linda